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husband is 53, and I am 13 years younger. During our 20-year marriage, I
have been in and out of the workforce, raising children, and getting my
education. Now, I plan to return to full-time employment. I am
essentially just getting my career under way as my husband approaches
the completion of his. None of the retirement seminars address the issue
that not all husbands and wives are the same age, nor do they retire at
the same time.”

unique problems do couples with a wide age gap face as they plan for
retirement? What are some solutions to the situation? What should be the
investment strategy?

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